12 Apr

David Farland’s lack of insurance due to refusal of insurers to let him sign up for a plan

By 2050 40% or so of the US workforce is expected to be flexible or freelance. Despite the legions of vitriol against health care reform of any kind, right now things like this happen, when freelancers with preexisting conditions can be denied healthcare by companies and thus put their families at risk:

“Through no fault of his own, Farland cannot obtain medical coverage due to pre-existing health conditions. His wife did have a job that allowed them to carry group health insurance, but got laid off during the worst of the recession. When asked how authors survive these kinds of disasters, Farland answered, ‘It’s only through people working together. People are amazingly kind in times like this.'”

(Via Army of Friends Rally Around Best-Selling Author David Farland.)

The current system is due to change next year, due to the reforms that are coming down the pipe. Alas, this happened a year too early for Farland’s family.

This wasn’t a case of someone just not getting health insurance and gambling his family’s life, according to the story above, but a horrible and unique creation of the existing system that conservatives are fighting hard to keep in place, one that forces us to depend on employers and fear being laid off lest things just like this happen.

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By the way, this could have been me. My genetic heart defect means American companies can, until 2014, refuse to even take my offered money if I wanted to get healthcare. Current we’re insured via my wife, but even if I made enough for her to leave her job, I couldn’t get covered due to the same issue.

Outraged?

You should be.